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Writer's pictureCristo Garcia

How To Reduce Your Auto Insurance

Updated: Aug 10, 2021

Biggest questions asked since insurance become state mandated, "How Can I #Reduce My Auto Insurance?"



1 Drive Safe and Drive Less:

Generally, the longer you drive without major citations or accidents, the lower your premium will be. In addition, the more time you spend driving and the farther the distances, the higher the likelihood that you may end up in an accident regardless of how safe a driver you are. Consider car-pooling, taking public transportation or riding your bike. If you are a safe driver, Farmers offers a safe driver discount to reward your good driving habits.


2 Research Before You Buy:

Before you commit to buying a new car, be sure to do your research. Some makes and models of cars, particularly those with excellent safety, theft loss or accident records, can be less expensive to insure.

If you're considering several models and can't decide, We can help you make an informed decision. Your agent can provide some coverage price comparisons for the models you're interested in. A higher or lower insurance coverage premium may make the decision for you.

3 Bundle Multiple Policies:

You will save if you purchase multiple policies with Farmers: insure additional cars, a motorcycle, boat, RV or your home and you can save on all of your insurance premiums. Add a Life insurance policy and save even more.


4 Ask About Additional Discounts

Ask your Farmers agent about the discounts available in your state. Some common discounts include Safe Driver, Good Student, Multiple Vehicles, Multiple Policies, EFT and Paid in Full.


5 Pick A Higher Deductible

A deductible is the amount of a covered loss you agree to pay before the benefits of your policy are applied. In many cases, a higher deductible could mean a lower monthly premium, but would also mean paying more out-of-pocket in the event of a loss.


6 Stay In The Know

Get in touch with us and we can always check for more ways to help you save! We just don't sale insurance but we help you save and bring you piece of mind!







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